Richards Associates, Inc. has been proudly serving the
insurance needs of the Business and Individual communities since 1953. As a third generation family run business, Richards Associates combines new-age technology with old fashioned customer service. Using a consultative approach, we offer our clients innovative solutions through the industry's leading insurance carriers and back that up with superior customer
As a full-service insurance agency, our goal is to assist you with all your insurance needs. We will help you manage your current programs as well as help you plan for any other potential risks. The products we recommend are comprehensive and cost-effective. We work very hard to build a partnership with our clients and it is this customer loyalty that has enabled us to grow our business over the past 50 years.

Life Insurane NJ
Commercial Insurance
Life Insurane NJ
We offer insurance packages that are tailored for different types of businesses. Whether it’s insurance for your building, business property, equipment, inventory or company vehicles, we offer products and services to protect your business.
 
Life Insurane NJ
Employee Benefits
Our employee benefits department specializes in providing cost-effective benefit strategies and integrated technology solutions that help our clients attract and retain quality employees. Our hands-on approach allows employers to focus on their core business while improving their bottom line.
   
Life Insurane NJ
Life Insurance
Life Insurance, Disability Insurance and Long Care products are crucial in planning for your future as well as the future of your family. These products can fulfill promises and obligations if you if you are injured, unable to work or die prematurely.
   
Life Insurane NJ
Auto & Homeowners Insurance
Protecting one’s personal assets is always a primary concern for everyone. Our Personal Lines Specialists will analyze your personal situation, then custom-tailor an insurance program to protect you, your family, your home, your auto, and other valuable possessions.